As an independent insurance broker trust us to obtain the best Restaurant Insurance quote for your business.


A great insurance recipe unique to your business!

Our Restaurant Insurance quote team will take time to understand your business insurance needs and ensure that you have the appropriate cover at the most competitive prices;

We have specialist Restaurant Insurance schemes specifically tailored to provide competitive quotes for:

  • Mediterranean Restaurant Insurance Quote

  • Italian Restaurant Insurance Quote

  • Greek Restaurant Insurance Quote

  • Spanish Restaurant Insurance Quote

  • Tapas Bar Restaurant Insurance Quote

  • Lebanese Restaurant Quote

  • Turkish Restaurant Insurance Quote

  • British Restaurant Insurance Quote

  • English Restaurant Insurance Quote

  • Pie and Mash Shop / Restaurant Insurance Quote

  • Vegetarian Restaurant Insurance Quote

  • Pub / Bistro Insurance Quote

  • American Diner Insurance Quote

  • Bistro Insurance Quote

  • Fish and Chip Shop / Restaurant Insurance Quote

  • Wine Bar Insurance Quote

  • Indian / Bengali / Curry House / Tandoori House Restaurant Insurance Quote

  • Chinese Restaurant Insurance Quote

  • Vietnamese / Oriental Restaurant Insurance Quote

  • Thai Restaurant Insurance Quote

  • Japanese Restaurant Insurance Quote

  • Sushi Bar Insurance Quote

  • Brazilian Restaurant Insurance Quote

  • Argentinean Restaurant Insurance Quote

  • Argentinean Steak House Insurance Quote

  • Spanish Restaurant Insurance Quote

  • Tapas Bar Insurance Quote

  • French Restaurant Insurance Quote

  • Steak Restaurant Quote

  • North American Restaurant Insurance Quote (including Tex-Mex Restaurant)

  • African Restaurant Insurance Quote

  • West Indian Restaurant Quote


Our specialist panel of retail business shop insurers can provide cover for:

  • Buildings Insurance

  • Business Contents Insurance

  • Business Machinery Insurance

  • Fixtures Fittings Insurance

  • Stock Insurance

  • Frozen Food Insurance

  • Public Liability Insurance

  • Products Liability Insurance

  • Employers Liability Insurance

  • Business Interruption Insurance

  • Money Insurance Cover

  • Glass / Shop Front Insurance Cover

  • Seasonal Stock Increase Cover

  • Goods In Transit Insurance Cover

  • Accidental Damage Insurance Cover

  • Loss of License

  • Personal Assault and Accident Cover

  • Public and Employer Liability for delivery drivers

  • Discount for Multiple Shops Hints and tips - Restaurant Insurance Insurance Hints & Tips

  • Consider one of business policies that provide free seasonal increased stock cover. This will mean your stock cover will automatically be increased during your busiest periods like the lead up to Christmas.

  • Does your business operate a delivery service? Consider a policy that covers personal assault and public and employers liability cover away from the premises (e.g. drivers whilst out on delivery)

  • Remember your commercial vehicle insurance does not cover business goods whilst in transit between the cash and carry and your shop. Why not include goods in transit cover on your take away shop insurance.

  • We offer all our clients the opportunity of paying for their shop insurance policy by direct debit. We won’t even need to carry out a credit check. One of the many advantages of dealing with an independent broker like Coversure Insurance Services Leyton London.

  • Choose our optional commercial legal expenses insurance and be covered for professional costs incurred during Tax and VAT disputes.


Restaurant Insurance and Coffee Shop Insurance FAQ’s

What will my Restaurant Insurance cover?


Typically a Restaurant Insurance package quote can provide protection against the following:

  • Fire

  • Lightning

  • Explosion

  • Aircraft

  • Impact by road vehicles

  • Impact by animals

  • Riot or civil commotion

  • Malicious persons

  • Earthquake

  • Storm

  • Flood

  • Escape of water from any tank apparatus or pipe

  • Theft

  • Accidental Damage

Can you offer buildings insurance only quote?


Yes. Being an independent insurance broker we can offer you any one of the following:

  • Buildings Only Café Restaurant Insurance Quote

  • Contents Only Restaurant Insurance Quote

  • Building & Contents Restaurant Insurance Quote

  • Public Liability Only Restaurant Insurance Quote

  • Public & Employers Liability Only Restaurant Insurance Quote


I do not want a package Restaurant insurance. Can you offer Restaurant public and employer’s liability insurance only?


Yes. We have several insurance companies who will provide a Restaurant liability insurance quote. Premiums start from £200 plus insurance premium tax and fees. Please contact our Restaurant Insurance quote team for further information.

Can I pay for my Restaurant Insurance in installments?

Yes. We offer all our clients the opportunity of paying for their Restaurant Insurance by direct debit. A deposit and interest charge will apply.

What type of security do you require to offer my business a cheap insurance quote?


As a minimum most Restaurant insurers will require you to have 5 lever mortice deadlocks on all entrance and exit doors. Depending on the area of your business (e.g. some parts of London) and the level of cover required roller shutters maybe required.


Can I arrange my Restaurant Insurance over the phone?


Yes you can either call our business insurance quote team or visit our office at Commercial Insurance Services Ltd, 47A High Street, Banstead, SM7 2NL.  f you are local we can even come out and visit you at your Restaurant. This is one the many advantages of dealing with a local independent insurance broker.

Commercial Insurance Services Ltd is an Independent Insurance Broker and proud to be a member of The British Insurance Brokers’ Association (BIBA).

BROKER BENEFITS - BIBA members treat customers fairly


BIBA members work to achieve your best interests. So they will:

  • ask you about your insurance needs so they can search for a suitable policy

  • make your choices clear by telling you the range of products they offer

  • explain any professional advice they give to you - clearly and honestly

  • make sure you understand what is, and is not, covered by your policy

  • clearly state the costs of your policy - including any fees they may charge

  • give you clear information and documents - as well as any help you need with the

  • paperwork - to make sure your policy is in place promptly

  • explain their support for you in the event of you making a claim

  • explain the right to complain if you are dissatisfied with your policy

  • explain the right to cancel if you change your mind about the policy


About Brokers

An Insurance broker is a professional firm regulated by the Financial Services Authority (FSA) whose prime purpose is to help customers find suitable cost effective insurance protection. Brokers can give advice on numerous issues including support in the event of a claim. Brokers are the agent of the client; they represent the client's interests. BIBA members provide advice, guidance and choice on a range of risk management services and insurance products.


01737 377250

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