Tools in Transit Insurance Cover

Commercial Insurance Services are pleased to announce a brand new product for tradesman, The Tools in Transit Insurance, the ultimate solution for safeguarding your tools against theft and loss.

Insurance Gap

Tool theft occurs every 15 minutes* in the UK, leaving tradespeople financially vulnerable and unable to work. Shockingly, 83% of tradespeople lack tool insurance, despite the growing risk. Our Tools In Transit Insurance is designed to address this issue, providing peace of mind, and enabling them to recover swiftly.

Why Choose Tools In Transit Insurance?

  • 24/7 Protection: CiSL ensures coverage for tools stored in vans around the clock, unlike many other products.
  • Rapid Claims Process: With a 5-day claim promise** (compared to the industry average of 5 weeks), you can get back to work swiftly.
  • FREE Digital Tool Inventory: With our easy-to-use inventory system, tradesman can log their tools, upload photos, and receipts, ensuring claims are fast and hassle-free.
  • Flexible Cover Levels: From £1,000 to £10,000 to suit different tradespeople’s needs.
  • Leading Features: Includes fire, theft, and accidental damage cover with a fixed £150 excess.
  • A-Rated Capacity: Reliability and trust, backed by leading industry standards.

What are the benefits?

Theft, loss, damage, and fire cover for business tools while being loaded, unloaded, or carried in the insured’s vehicle, or while stored in a locked building or purpose-built store. The cover is based on the market value of each item, so the insureds’ only pay for the cover required. It allows specified items to be listed and recorded in an digital application which assists in the event of a claim. Goods used for demonstration purposes are included. Cover included for employee personal effects, up to £350.

Perfect for:

  • Plumbers
  • Electricians
  • Carpenters
  • Builders
  • Joinery
  • HVAC
  • Roofers
  • Tilers
  • Painters & Decorators
  • All Tradespeople

Tool In Transit Insurance is a stand alone product separate from any existing insurance cover that you might have for your business, including Commercial Van, Public Liability, Employer’s Liability and Fleet. Tool theft from vans is increasing with a van broken into every 15 minutes in the UK. Claims can be submitted online. If your tools are logged into the Digital Tool Inventory CiSL promise to process your claim within 5 days, or quicker. The Tools in Transit policy allows you to keep your tools in the van 24 hours per day, 7 days a week. It is competitively priced underwritten by an A-rated insurer. Can you afford not to have it?

If you are looking for Tools In Transit insurance cover but are not sure where to start, get in contact with Commercial Insurance today on 01737 373 222 or fill in the following form.

*Source: Analysis of police force data by Direct Line
**Check policy for details. All tools need to be registered in the Digital Tool Inventory

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