Directors & Officers Insurance
Because we’re only human – and humans sometimes make mistakes – it’s worth considering taking out directors’ and officers’ liability insurance if you are a director, trustee or senior manager of a company.
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If you provide advice as part of your business, you need Professional Indemnity Insurance to indemnify you should the advice be found to wrong or if there is an error or omission
Directors’ and officers’ liability insurance explained
If you make a mistake such as a poor decision or offer incorrect advice, and that mistake has an impact on employees, shareholders and other interested parties, they can make a claim against you and hold you personally liable. Without adequate D&O insurance, this can prove very costly and affect both your business assets and your personal assets as well.
Affected parties have the right to pursue a claim against you, regardless of what sector you operate in, so it’s worth discussing your D&O insurance needs with our business insurance brokers.
The directors’ liability insurance we’ll arrange for you as part of your business insurance package includes a wide definition of director to include employees in a management or supervisory capacity, so your full management team is protected.
A D&O insurance policy will typically include a solicitor-backed legal helpline and provide cover for employment practises disputes.